Is Motor Club of America A Pyramid Scheme? [Independent MCA Review]

Looking For Motor Club Of America Reviews?

Maybe even that little thought and doubt "Is Motor Club Of America A Scam?" has crossed you mind. 

That very question I will answer in this article.

By the time you are finished reading you will know all that you need to know about the company in order to make a well informed decision if you should try them or not.  

Before I get started I congratulate you for being internet savvy and doing your homework, this how you avoid being scammed, and find the very best way of making money online.

let's get on with this review and find out if Motor Club of America is a Scam or is legit. 

Motor Club Of America Is a roadside assistance company that dates back all the way to 1926. Their Protection plan was amended to include vehicles and personal motorists. 

It is important to keep in mind that this is not motor insurance and only road side assistance. 

If you get locked out your car, get a flat tyre (or puncture), stranded/breakdown or plain old run out of gas these guys can help you out. 

The markets in which Motor Club Of America operate are all 50 states of America plus Canada, and Puerto Rico. 

Other services provided include travel, medical & emergency benefits

Similar companies to Motor Club Of America Include: 

• American Automobile Association
• All State Motor Club
• Good Sam Roadside Assistance 
• National General Motor Club
• Better World Club
• National Motor Club

If you are out and you breakdown, get stranded, get locked out of your car, run out of gas or in need or a tow MCA can help you out.

Besides those services and benefits there are a number of additional benefits such as: 

• Hospital emergency room benefits,
• Free Discount Card for Prescriptions, Vision Care, and Dental
• Trip Planning and Travel Reservations
• Hotel discounts
• Travel assistance,
• Credit Card Protection
• Attorneys Fees
• Bail Bond
• Arrest Bond
• and much more.

MCA offer substantially more than what your average roadside recovery and assistance company offer. 

Motor Club Of America (MCA) has a work from home opportunity where you can earn money for referring people to their Road Side Assistance service. 

The work from home opportunity operates using Multilevel Marketing Model. The company have thousands of members earning a full time or part time income from the comfort of their home. 

Multilevel marketing often looks like this (see image below).

Essentially you earn money by bringing others into the program and the people that you bring in do the same and some of the money from their recruits gets passed up to you. 

You can see the shape certainly looks like a Pyramid, MLM's are inherently designed that way - those at the top earn the lions share of the income.  

Let's examine Motor Club Of America And find out if they are a Pyramid Scheme or not. 

Below is an example of how much you can earn by selling the following number of memberships on a weekly basis. 

• 1 Motor Club Of America Membership = $35
• 2 Motor Club Of America  Memberships = $70
• 3 Motor Club Of America  Memberships = $105
• 4 Motor Club Of America Memberships = $140
• 5 Motor Club Of America  = $175

How To Become A MCA Sales Associate?

Becoming an associate of MCA is very easy. You just need to join via the companies official site here.

The cost of Joining is $39.90 one off fee and then $19.90 per month for your subscription. 

Be vigilant of other sites out here masquerading as the MCA official site - they are not, they are agents sites that are signing you up into their downlines. 

MCA operates from the TVC Matrix site, which is the firm behind the company, they own MCA and thus is the official website. 

How To Promote MCA Membership?

There are many ways in which you can promote MCA, one of the best and most effective is by learning how to build your own website. 

When you can do that you promote any opportunity in market that you wish. 

Here is a list of some methods that you can use to Promote MCA:

1. You Own Website
2. PPC Advertsing
3. Social Media
4. YouTube
5. Content Marketing

My LeadSystem Pro is something that you can use to generate leads and grow your business. 

How And When Do You Get Paid?

Motor Club Of America (MCA) commission is in reality an advance on a years membership to the company. If a client cancels your commission of $35 is deducted from any sales that you have made. 

You get paid every Friday for sales that you have made during the previous week. You get paid by means of direct deposit. 

It is difficult to ascertain if MCA if accredited by the Better Business Bureau due to there being so many listing of the company and many reps listing themselves also. 

It is also difficult to tell what the BBB rating for MCA is as it varies from office to Office and representative to representative. 

If you are a consumer I'd focus more on the rating of your local office/agent more than anything as general indication. 

Of the most common complaints that I seen far more often than others related to the business side was agents not understanding that their commissions earned were based on a client remaining a client for a whole year and thus an advance on that commission. 

Thus, a lot of the complaints were about deductions being made to their commissions related to clients canceling their subscription to MCA. 

No, Motor Club Of America offer road side assistance and breakdown recovery. Some hospital and medical benefits are included in their benefits but they do not offer any insurance coverage at all, not for you and not as 3rd party. 

You still need to purchase motor insurance. 

There are a lot of good points about Motor Club Of America, namely

They Are The Biggest in Their Sector

A market leading company, MCA are the biggest roadside recovery and assistance company in the US and Canada. 

Generally Speaking, Well Rated By The BBB

Although I couldn't find a definitive rating by the BBB for the organisation as a whole all the ratings on the better business bureau were generally on the positive side. 

Long Established Business

The company has been in business for an incredibly long time. Since 1926 and you can just bank on them to be in business for many more years to come. 

There were a few things that I did not like about the business and their opportunity. 

Their Official Website lack Information

The official website of MCA is  https://www.tvcmatrix.com/ and lacks information about...everything it is a best basic bare bones site. 

No income Disclosure Statement

It was disappointing to see such a long established company not having the obliged income statement available. 

Very Little Training Given 

The company have training to help you with your business but it is next to nothing - you're effectively left "hung out to dry". Only A webinar, a Facebook group and conference call. 

They Cut Commission By Over 50%!

It used to be that you would earn $80 to $90 per sign up, now it is $35! ouch!. It is never a good thing when income is cut and compensation plans changed in this manner. 

Although it is technically and mathematically possible for you to make money with motor club of america I really don't think that you will do so on an ongoing and sustainable basis. 

My reason for saying so is the lack of income statement being available. This is very unprofessional of the company and indicative of not a lot of people making a reasonable living from MCA. 

Why else would they hide it?.

Not to worry! There are an abundance of opportunities available to you.

Although by being an MLM business MCA does resemble a Pyramid scheme but there are technicalities in the law, particularly the 1979 Amway Ruling, that means MCA are operating within the bounds of the law and what constitutes an Pyramid scheme and what is a legal business. 

MCA is not a Pyramid scheme, principally speaking as they have a service, road side assistance, attached to their opportunity. 

Yes, MCA operate using the multi level business model as a means of operating their business. This is evident from their compensation plan. 

In my opinion MCA is not a scam. A business operating for so long - almost a century they surely would have been caught by now if they were a scam. 

Most certainly they are a legitimate company and business. This I have no doubts about.  

Motor Club Of America used be a very popular business opportunity particularly for those that are and were interested in network marketing. 

Their popularity is dropped a lot, probably due to the huge slash of commissions which seriously effects everyone ability to profit and earn a proper full time income from the business. 

Cutting commissions from $80 -$ 90 down to $35 just makes it more than twice as difficult to earn a full time income from MCA in comparison to previous years commission levels.  

MLM are not opportunities that I recommend that you get involved with and much better to seek out a manner that is less complicated and less suspect to getting your earnings slashed by some penny pinching CEO!. 

What works well for me and continues to do so you can read about below. 

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