Is Kuvera A Scam? What You Need To Know! [Review]

Kuvera, also known as Kuvera Global and formerly known as Wealth Generators is not to be confused by or with the Indian investment company that specialises in mutual fund management that goes by the same name. 

Kuvea are a multilevel marketing business, formerly known as Wealth Generators, and as they say...if you see trouble a ahead..change your name and rebrand!.

Under their previous name, Wealth Generators, they were a MLM opportunity that were focused around Stock Market Investment Advice, what was quite striking about them is they were actually fully registered with the Securities And Exchange Commission. 

A very unusual step for a network marketing company to take.

In 2017 with the explosion of the Cryptocurrency the company moved into the market and started offering Crypto-mining contracts. 

Then a few months later, just after the Cryptocurrency world imploded

the parent company Investview, announced a rebranding and their name change to Kuvera. 

What is particularly interesting here is despite the company being registered with the SEC, Cryptocurrency, at least at the time of writing this article is an unregistered security. 

In short we have a registered firm selling unregistered securities!. Just to make this point clear. 

The main products behind Kuvera are aimed at helping their clients to Find, grown and maintain their wealth using a number of different tools including financial education, technology and research. 

Kuvera brands themselves as the financial fitness company, providing you with the information and tools that you need to improve your situation. 

Their most popular product is the Deductor Pro App that is an expense tracker which claims to be able to save users up to US$1200 per year. 

The cost of getting started with this opportunity depends on which package is selected: 

• CRYPTOone: US$179.99 To Get Started  +US$149.99 Per month
• FXone: US$179.99 To Get Started +US$149.99 Per month
• All In One: US$229.99 T0 Get Started +US$199.99

Those products do make them similar to MyEcon Club and Income Shift Pro.

Besides those products Kuvera Global has Cryptocurrency mining contracts at varying hash rates designed in a "set and forget" fashion. 

There are 4 main contracts available which are as follows:

• Generator: US$499
• Business: US$999
• Executive: US$2499
• Premier: US$4999

It has been said and mentioned across a number of sites that Kuvera has a Top secret US$25,000  VIP crypto mining program. How true those stories are nobody knowc for sure. 

There is no time cap on the contracts with Kuvera, under their previous name Wealth Generators the cap was rather long 1200 days - 3 years and 4 months. 

Oddly, there is not a whisper of cryptocurrency at all on the Kuvera website - perhaps something to do with trading an unregistered security!. 

Being a multilevel marketing business Kuvera Global Distributors are compensated in two main ways: 

1. Direct Retail Sales: As simple as it sounds, you sell products and get compensated for your efforts by earning a commission. 
2. Recruitment: Recruit others into the Kuvera Opportunity and earn pass up residual commissions. 

In addition to the payments received from the mining of cryptocurrencies, Kuvera global's distributors are compensated for selling monthly subscriptions. 

Kuvera global compensation plan operates using the Unilevel compensation model. 

The unilevel model you can go infinitely wide and infinitely deep or as deep as the network marketing company will pay out on. 

Your direct recruits, are placed on level one, often called your front line Coloured orange in the diagram below. 

Your recruits recruits are your level 2, coloured yellow in the diagram below. The Unilevel model continue in this fashion to perpetuity. 

Kuvera Global track your total sales volume made throughout your entire downline, your Group Volume (GV) and is calculated wholly inclusive of both your monthly subscription sales generated to retail clients and to your recruits. 

• FXone & CryptoOne Subscription = 100 Group Volume (monthly recurring)
• Generator Mining Contracts (Cost US$499.99) = 100 Group Volume
• Business mining Contracts (Costs US$999.99) = 200 Group Volume
• Executive Mining Contracts (Costs US$2499.99) = 400 Group Volume
• Premier Mining Contracts (Costs US$4999.99) = 800 Group Volume

The following commissions are paid based on your unilevel downline on a monthly basis:

• Business Builder: To qualify you must generate at least 1900 Group Volume (GV) Per month (with a maximum of 950 Group Volume (GV) from any single unilevel leg) and be compensated US$300 to US$350

• Executive: To qualify you must generate at least 6000 Group Volume (GV) Per month (with a maximum of 3000 Group Volume (GV) from any single unilevel leg) and be compensated US$800 to US$850

• Premiere: To qualify you must generate at least 15,000 Group Volume (GV) Per month (with a maximum of 7500 Group Volume (GV) from any single unilevel leg) and be compensated US$1800 to US$1850

• Platinum: To qualify you must generate at least 25,000 Group Volume (GV) Per month (with a maximum of 9375 Group Volume (GV) from any single unilevel leg) and be compensated US$4300 to US$4350

• Global Platinum: To qualify you must at least generate 50,000 Group Volume (GV) Per month (with a maximum of 18,750 Group Volume (GV) from any single unilevel leg) and be compensated US$8800 to US$8850

• Presidential: To qualify you must at least generate 100,000 Group Volume (GV) Per month (with a maximum of 37,500 Group Volume (GV) from any single unilevel leg) and Be Compensated US$14,800 to US$14,850

• Elite Presidential: To qualify you must generate at least 200,000 Group Volume (GV) Per month a month (with a maximum of 75,000 Group Volume (GV) from any single unilevel leg) and be compensated US$24,800 to US$24,850

• Ambassador: To qualify you must generate at least 350,000 Group Volume (GV) Per month (with a maximum of 131,250Group Volume (GV) from any single unilevel leg) and be compensated US$44,800 to US$44,850

• Global Ambassador: To qualify you must generate at least 500,000 Group Volume (GV) Per month (with a maximum of 187,500 Group Volume (GV) from any single unilevel leg) and receive $64,800 to $64,850

• Icon: To qualify you must generate at least 750,000 Group Volume (GV) Per month (with a maximum of 281,250 Group Volume (GV) from any single unilevel leg) and be compensated US$89,800 to US$89,850

• Legend: To qualify you must generate at least 1,000,000 Group Volume (GV) Per month (with a maximum of 375,000 Group Volume (GV) from any single unilevel leg) and be compensated US$119,800 to US$119,850

• Global Legend: To qualify you must generate at least 1,500,000 Group Volume (GV) Per month (with a maximum of 562,500 Group Volume (GV) from any single unilevel leg) and be compensated US$159,800 to US$159,850

• Pinnacle: To qualify you must generate at least 2,000,000 Group Volume (GV) Per month (with a maximum of 750,000 Group Volume (GV) from any single unilevel leg) and be compensated US$219,800 to US$219,850

• Elite Pinnacle: To qualify you must generate at least 3,000,000 Group Volume (GV) Per month (with a maximum of 1,112,500 Group Volume (GV) from any single unilevel leg) and be compensated US$349,800 to US$349,850

It is rather odd that in the Kuvera Compensation plan they quote their payout in a band with a US$50 difference of all levels. I really could not find in the document anywhere anything to explain the US$50 difference.

• Luxury Bonus Rewards

Within the Kuvera Global compensation there is the mention of luxury bonuses available for those that qualify at the premier commission and above. 

The bonuses are listed as follows:

• Premiere: An Apple iWatch or iPad
• Platinum: Kate Spade bag or a custom ring
• Global Platinum: Shopping spree or a custom made suit
• Presidential: Tiffany diamond earrings Or a Mac book Air.
• Elite Presidential: $3000 in cryptocurrency contracts
• Ambassador: A trip for you and your guests, all inclusive!.
• Global Ambassador: $8000 in gold Or a Rolex Watch. 
• Icon: A Cartier Love bracelet or $15,000 cash.
• Legend: A luxury car worth up to $80,000 

Throughout the document, the Kuvera global website and Investview website there is zero mention of cryptocurrency involvement or any mining operation. I suspicions is due to cryptocurrencies being an unregistered security. 

Oddly though, crypto currency and mining are mentioned in an obliged financial statement lodged with the SEC here

The Kuvera Compensation plan is excellently explained and presented in the video below. 

Click play for clear understanding of the compensation plan. 

There are a number of rather concerning complaints made about Kuvera, of which I have reproduced below for your reading pleasure and as evidence. 

Of greater concern were the complaints made in the Spanish language, a language I understand like a native having spent 10 years of my life living in North Eastern Spain. 

I have not reproduced those complaints as the majority of readers here will not understand them. However, the complaints pertain to poor finacial advice, being given misleading advice and poor training using the MT4 Meta trader 4 trading platform, on which is commonly used for trading forex. 

Kuvera global does appear to be safe given that they are registered with the the authorities, namely the SEC and the BBB. 

I, personally am not so convinced due dealing in unregistered securities. I also suspect, being registered as financial consultants with the BBB that their distributors are unqualified individuals giving out financial advice. 

In my own humble opinion, regarding the information that I have I'd label Kuvera Global as unsafe.

No, Kuvera Global is not free. The joining fee ranges from US$179 to US$199 to get started and then a similar monthly fee to be paid. 

The name Kuvera is taken from and adopted from the name of a Hindu demigod of, and the treasurer of Wealth. 

A very intelligent and cultural name!.

Yes!. 

It is hardly surprising what the subpoena was for - acting as an advisor for unregistered commodities. The Details can be seen here!. 

A US$150,000 was imposed and Kuvera halted this aspect of their business.

There are some things that I did like about Kuvera global:

• They are registered with the SEC: This gives us some security and safety that the company will comply with regulations or face sanctions such as a US$150,000 fine!.
• They are fully accredited and registered with the BBB and hold an A+ rating.
• They Provide Financial Education to people  something a miss in the modern education system!

Nothing is ever perfect - nor ever will be. There are somethings that I don't like about Kuvera Global.

• Selling and Advising of Unregistered Securities. 
• I suspect their "Advisors" are unqualified, or they have unqualified individuals giving out financial advice.
• There is very little information about their products on their website

This is something that is difficult to determine as there is no income disclosure statement posted on the companies website. 

This is a legal obligation. I, for one when reviewing network marketing opportunities do like to present the facts - which are not available. 

In my experience of reviewing over 600+ opportunities I can personally assure you that this is never a good thing. 

In my opinion, you will find it difficult to make money with Kuvera Global. They have no other reason for hiding such a document. 

It is actually difficult to say for sure because there is a certain lack of information regarding both their products and this aspect of their compensation plan. 

Legally and technically speaking by having a product line and retail element to their opportunity they are fully compliant with the 1979 Amway ruling meaning that in a legal sense they are not a Pyramid scheme. 

This is not to say that effectively they don't function as one.

Many network marketing opportunities fully comply with the laws and regulations but unfortunately due to difficult in selling products - for whatever reason may that be, too expensive, low quality or just a stupid and poorly thought out product like Valentus or MyEcon Club. 

What happens is due the lack of sales of the products the individual distributors turn to recruitment to recover any losses made and thus effectively speaking in practice by their members. 

Absolutely so, and without a doubt Kuvera Global is a multilevel marketing business opportunity. 

This can be determined by both the companies business model and the way in which they compensate their distributors. 

To say that Kuvera Global is a scam would something that in incredibly difficult to fully ascertain, document and prove in a legal fashion. 

Due to not being able to prove beyond a reasonable doubt I can only conclude that Kuvera is not a scam. 

I do want to be fully clear, this by no way whatsoever means that I recommend that you join Kuvera Global. 

Kuvera Global is a company that I do not recommend - regardless of the rating and status with the Better Business Bureau and being registered with the SEC. 

The selling of unregistered commodities and as I suspect may have unlicensed individuals handing out financial advice I advise not only not joining Kuvera Global but not using any of their products or services. 

This is the first time in many years of creating reviews that I have to advise the non-use of a company's products and their opportunity. 

Only take financial advice from qualified and fully licenced individuals.

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