Is Insurance Return Checks A Scam? The Truth [Review]

They are claiming that there are insurance companies that are returning huge sums of money to ordinary people just like you and I every day - all you need to do is....

....Sign up to their premium subscription based newsletter to find out how!. 

As the saying goes, if it all sounds too good to be true....well this one is way, way, way too good to be even true. Insurance companies, in fact any company that is in business is not in the business of just handing out money just for the sake of it.

Even a scam like a Ponzi Scheme or Pyramid Scheme requires initial investment. 

What is going is the expert team of marketers and copywriters at the publishing company are expertly pulling on your emotions, desires and needs - and knowingly so, to ever so slightly mislead you and nudge you into getting your credit card out and subscribing to their newsletter in the hope or belief that it is real. 

And before you know it...you have done just that, and when such companies use unethical slightly misleading copyrighting like that they end up with rather unhappy consumers. 

To me, in my humble opinion is not a way to run a business. I'd rather be clear, honest, open and have a happy regular solid loyal customer base.

My own motto is "there is no insurance against failure but honesty is the best policy!". 

Which why you won't see any smoke or mirrors from me - unlike Lombardi Publishing and many of the other financial newsletter publishing houses. 

Insurance Return Check Don't Exist..What Is Robert Baillieul And Lombardi Publishing Talking About?

What I particularly don't like about Lombardi Publishing's marketing and Robert Baillieul's copyrighting is the scaremongering tactics used about insurance premiums set to sky rocket, targeting the retirees...

On top of it all it has "Sweet Fanny Adams" (Sweet Eff All!) to do with insurance!. Yep! Nothing to do with insurance at all!. 

The newsletter and sales pitch that is designed to get you to subscribe to their Passive Income Newsletter which is focused on Dividend paying stocks. 

Just for clarity - this is actually a very good investment to make when you buy in at the right company at the right time. I am a long term investor in Dividend paying stocks. I do benefit from them. 

I not revealing which companies. All I'm saying is long term investing pays. I mean long term 10 years+!. 

In the Passive Income Newsletter that is being spoken about in the sales video and on the website you will be given the creators best advice in regards to what companies are good for investing in and how to get the best return on your investment. 

You also get access to the private members only area, email alerts as to when is the best time to buy and when to sell. 

The cost of the newsletter is pretty pricey US$49 sounds cheap, but this is only a special trial offer - after that US$297 for the remaining 6 months (of a yearly subscription) and then US$594 per year. 

Ouch! Pretty expensive US$49 trial!. 

A newsletter or a book as such does not get accredited by the Better Business Bureau nor rated as they are not considered as a business. 

I can however check out the Publisher and see how they are rated by the BBB. 

Lombardi Publishing are not accredited but do hold a very respectable A- rating.

There only a few complaints about the publisher, which I expect is related to not fully understanding the billing policy is what I suspect. 

This is, in my opinion due to a misleading marketing and pricing designed to make the buyer think they are paying a one off US$49 and forgetting/being unaware of the charges to be paid 6 month down the line. 

There are some things that I did like about Insurance Return Checks: 

• The Publishing company is well rated by the Better Business Bureau.
• Dividend Stocks are a good solid investment and can indeed provide a nice income

Nothing is perfect, never is and never will be. There were somethings that I did not like about Insurance return checks. 

• The marketing and promotion of the newsletter is very misleading. 
• Pricing structure is very misleading also - consumers are lead to believe they are buying a US$49 product but not fully aware of subsequent charges and yearly subscription rate. 

Since the whole site and newsletter is actually about Dividend Paying Stocks - I personally can completely confirm that you can earn a regular income from this type of investment. 

However, it does take large sum of money and many years of reinvesting your gains to see a reasonable amount of income in most cases.  

It not often I'll call out a scam and say so outright. Nothing as such illegal is going on as far as the newsletter is concerned, and the publishing company too. 

But they are being rather scam like in my opinion, in regards to their misleading advertising and promotion of the finance newsletter. I highly suspect knowingly so!. 

And that is just awful, down right dirty!

In my opinion you best to avoid this newsletter. 

Their advice might be the best in the world, maybe even in the history of finance but their have been down right misleading in their advertising and marketing of the newsletter - how or should I say why would you then trust them with their financial advice? 

They might also mislead you there!. 

And that is the huge problem with this kind of marketing for the finance industry..a lack of clear honesty in the marketing creates a distrust in the product!. 

If you are interested in finance and investing, or even frugal living you can easily run some great fun sites about the topic. 

Create content about the topic, recommend certain courses about finance, books from amazon, newsletters and so on. 

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That's two sources of income from one little fun blog. Later, if you so wish you can add in a third source of income, be that your own digital info products or a members only area where you keep your premium content for subscribers. 

The better part is you can do this for any subject and topic - not just finance and investing or frugal living. 

Think of 3 hobbies, 3 things that you are interested in or are passionate about!. 

I am willing to bet you can make fun enjoyable site about those also.

Best part is, do it in the right way and these will become a source of passive income.

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